Call your car insurance company. Since lockdown in many states across the US, car insurance companies are offering rebates and reduce payment plans. If you can’t pay at all, some companies require you to call and ask for a deferment during this stressful period.
Unable to pay your car note? Call the lender. Many banks accept reduce payments or defered payments because of the Coronavirus epidemic.
Visit foodbanks! If you are unable to purchase groceries find a food bank near you. Many townships have their own facebook page. Townships update events and foodbank giveaways on their facebook page. Check regularly.
Renting and can’t pay? This is a sticky situation for some. If you are renting an apartment where the owner also resides( two family homes) this can be quite uncomfortable. Most of the time the owner is relying on your rent payment to pay their mortgage. Many states have declared a state of emergency to protect renters. Once the freeze has been lifted landlords can go after you for their money. Speak to your landlord in advance and work out a payment plan if possible.
Can’t pay your mortgage? Call your mortgage company. Many companies are offering hardship opportunities for those who have lost their jobs. Banks will be more lenient considering the economic climate.
Cell Phone bill due? Many cell phone companies are slashing rates, dropping late fees, and not disconnecting customers when unable to pay .For example Verizon will not cut off customer’s cell phones and even offering free high speed internet service to students in need.
Communication is key here. Call your lenders and find deals to help sustain you during this economic shaking.